This content is not available from your geographic area.
Log in

La retraite

S1 (extra) E37
·
2019

NIP learns that when he retires, around his 65th birthday, he will receive a sum of money in the form of a 'pension'!

Levels:
Secondary Elementary Grade 4 Grade 6 Grade 5
Subjects:
Mathematics Financial Literacy
Skills:
Global Citizenship and Sustainability Self-Directed Learning Critical Thinking
French level:
B1: Threshold Independent User (B1 - B2) B2: Vantage
Subscription
play_circle

E1 : Histoire de l'argent

3min
NIP meets his new financial advisor: Ruby Cashon! As an initiation, she tells him about the invention of money.
Subscription
play_circle

E2 : Mes premiers revenus

3min
NIP is offered to do a few tasks for his entourage in exchange for a small income adapted to his odd jobs.
Subscription
play_circle

E3 : L'épargne

3min
NIP learns about the merits and benefits of saving money from her financial advisor, Ruby Cashon.
Subscription
play_circle

E4 : Dette étudiante

3min
NIP understands that there are many ways to finance your university education, including government assistance.
Subscription
play_circle

E5 : L'impôt

3min
NIP explains income tax, but also sales tax and property tax... which gives you access to all kinds of services offered by the state!
Subscription
play_circle

E6 : Le pourboire

3min
NIP offers his first tip! Ruby explains that it is appropriate to give money as a thank you for good service!
Subscription
play_circle

E7 : Les marques de luxe

3min
NIP tries to understand why the logos on some clothes are so expensive and considered luxury!
Subscription
play_circle

E8 : Les premiers investissements

3min
NIP discovers that it is possible to entrust your money to a company or a bank to increase its value.
Subscription
play_circle

E9 : Les programmes de fidélité

3min
NIP understands that buying from the same place often can earn freebies via a loyalty card.
Subscription
play_circle

E10 : Ouvrir un compte chèque

2min34s
NIP is told that it is better to open a bank account than to hide his money under a rock at the bottom of the lake!
Subscription
play_circle

E11 : L'achat local

3min
NIP learns about the good aspects of buying local: good for the environment, good for employees and often better quality products!
Subscription
play_circle

E12 : Le rôle des banques

3min
NIP notes that banks have three main functions: accepting deposits, lending money and transferring funds.
Subscription
play_circle

E13 : Faire un budget

3min
NIP is making its first budget using 'income' and 'expenses' columns. Ruby is very proud of it!
Subscription
play_circle

E14 : La surconsommation

3min
NIP understands that if all countries consumed at the same rate as Canada, it would take us five planets to supply all the products!
Subscription
play_circle

E15 : Le contrat

3min
NIP is told that an agreement made between two or more people is called a contract!
Subscription
play_circle

E16 : Pourquoi l'argent est tabou?

3min
NIP is surprised that one in four Canadians is really uncomfortable talking about money. But he's happy to note that his generation is going to break that taboo!
Subscription
play_circle

E17 : Le salaire minimum

3min
NIP discovers that the Tooth Fairy is paying him unfairly for work done when Ruby explains the existence of minimum wage!
Subscription
play_circle

E18 : Le taux de change

3min
NIP realizes that every country has its own money... what is called a country's 'currency'.
Subscription
play_circle

E20 : Les taux d'intérêt

3min
NIP wonders about getting a new cell phone via a credit card that will require him to pay 19% interest on his purchase!
Subscription
play_circle

E21 : Travailler à temps partiel

3min
NIP wonders why he would want to work part-time...which is about 20 hours a week.
Subscription
play_circle

E22 : Travailleur autonome ou employé

3min
NIP differentiates between being self-employed (working for yourself) and employed (working for someone else).
Subscription
play_circle

E23 : Acheter une voiture

3min
NIP is surprised to find out that people spend more annually on their cars than on food.
Subscription
play_circle

E24 : Acheter une maison

3min
NIP learns that housing is the biggest expense for Canadian families.
Subscription
play_circle

E25 : Le CELI

3min
NIP asks Ruby to explain what a TFSA is. What is this alternative way to save money?
Subscription
play_circle

E26 : Les retenues à la source

3min
NIP reçoit sa première paye et se demande pourquoi son employeur lui enlève une partie de son salaire.
Subscription
play_circle

E27 : La faillite

3min
NIP understands that it is possible to cancel debts through bankruptcy when repayment becomes increasingly difficult to meet.
Subscription
play_circle

E28 : La cote de crédit

3min
NIP is surprised to know that there is a kind of report card that notifies personal finances! It's called a credit score.
Subscription
play_circle

E29 : La monnaie virtuelle

3min
NIP gets the lowdown on cryptocurrency. It may sound enticing, but it's easy to lose money very quickly!
Subscription
play_circle

E31 : Les taxes à la consommation

3min
PIN is trying to understand why they have to pay a certain amount of money - a tax - on a good or service they buy!
Subscription
play_circle

E32 : Démarrer sa petite entreprise

3min
NIP asks Ruby for advice on different ways to start her first business.
Subscription
play_circle

E33 : Combien doit-on épargner ?

3min
NIP tries to discipline himself not to spend money unnecessarily. This is a challenge for him.
Subscription
play_circle

E34 : Comment rembourser ses dettes ?

3min
NIP needs Ruby's help. She needs to give him tips on how to pay off his debt as quickly as possible!
Subscription
play_circle

E35 : Le rapport qualité-prix

3min
NIP meets Ruby at the store. She explains that the relationship between the quality of a product and its price... it's the value for money! You always have to find the best balance between the two.
Subscription
play_circle

E36 : Recevoir de l'argent en cadeau

3min
PIN asks her financial advisor Ruby about receiving money as a gift.
Subscription
play_circle

E37 : La retraite

3min
NIP learns that when he retires, around his 65th birthday, he will receive a sum of money in the form of a 'pension'!
Subscription
play_circle

E38 : La richesse

3min
NIP chats with his friend Ruby about what the word 'wealth' means to him. Is being wealthy about owning a house and a car or being rich in love and friends?
Subscription
play_circle

E40 : L'offre et la demande

3min
NIP opens a 'juice' type booth and has the principles of supply and demand explained to them. It's a success story for NIP!
Subscription
play_circle

E41 : Les modes de paiement

3min
PIN is surprised to find that there are many different ways to pay for its purchases: cash, debit card, credit card and even with its smart watch!
Subscription
play_circle

E42 : Les frais bancaires

3min
NIP thinks the bank is stealing money from him! But Ruby explains to him that these are the fees the bank charges for using their services.
Subscription
play_circle

E43 : Les profits et les pertes

3min
NIP invents a new drink product. Ruby takes the opportunity to explain the concepts of profit and loss to him. And NIP finds a new investor!
Subscription
play_circle

E44 : Acheter usagé

3min
NIP wonders if there is a lot of money to be made in the used clothing market. And what used products can also be sold?
Subscription
play_circle

E45 : Un besoin ou un désir ?

3min
NIP wants to understand the difference between what is essential and what is not... In other words, what he really needs versus what he can very well do without!
Subscription
play_circle

E46 : L'économie sociale

3min
NIP has had a keen interest in social economy companies ever since Ruby told him that these types of businesses are taking concrete action to improve the world we live in.
Subscription
play_circle

E47 : La publicité

3min
NIP asks Ruby to explain why advertising influences him so much. And why advertising makes him dream so much?
Subscription
play_circle

E48 : La simplicité volontaire

3min
NIP takes advantage of Ruby's help to assimilate the concept of 'voluntary simplicity' which is easily summarized: love the people and use the objects... never the opposite!
Subscription
play_circle

E49 : Les habitudes de consommation

3min
NIP has the 'inflatable neighbor' theory explained. Being aware of the many solicitations around NIP can influence its consumption habits to its advantage.
Subscription
play_circle

E50 : La littératie financière

3min
NIP welcomes her friend Ruby's departure for Portugal. She is proud of the young PIN who has learned his lessons well. Now he can make good, responsible financial decisions!
Levels:
Secondary Elementary Grade 4 Grade 6 Grade 5
Subjects:
Mathematics Financial Literacy
Skills:
Global Citizenship and Sustainability Self-Directed Learning Critical Thinking
French level:
B1: Threshold Independent User (B1 - B2) B2: Vantage